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Overview

Introduction​

PayCloud is a SaaS-based payment solution offering a comprehensive payment gateway and merchant acquiring platform for global customers. It supports secure and efficient processing with omni-payment capabilities, integrating multiple payment methods for both online and offline transactions. PayCloud accepts credit and debit cards, QR codes, and aggregated payments from multiple banks and acquiring institutions. It also provides seamless ECR (Electronic Cash Register) software integration for ISVs and merchants, ensuring a unified and streamlined payment experience across all channels.

Main features of the product include:

  • Omni-Channel Payment: A comprehensive omni-channel payment gateway that accepts domestic and international cards, QR code payment, and digital wallets, allowing businesses to accept payments across various payment channels.
  • High Security & Comliance: Based on the latest PCI DSS 4.0 standard-certified payment platform and EMV-compliant terminal devices for diverse payment scenarios, it is equipped with a comprehensive monitoring and alert system to ensure efficient, stable, and secure operations.
  • Open APIs as Services: Provide open APIs to developers for integration. These APIs include in-store & online payment services or components to enable ECR (Electrical Cash Register), e-commerce, and O2O businesses to accept payments anytime, anywhere in a quick and seamless way to maximize their sales growth.
PayCloud Overview

Target audience​

This documentation is intended for developers, integrators, and technical teams looking to integrate and utilize the PayCloud Payment Gateway services.

  • The document assumes that the reader has a certain level of programming and network knowledge, and is familiar with relevant security and compliance requirements.
  • The document contains detailed specifications of the API, including request and response formats, error codes, and how to perform authentication and authorization. By reading this document, you will learn how to use the PayCloud API to initiate payments, query transaction status, process refunds, and more.

What are we offering​

Payment integration solutions for these scenarios

  1. Online/eCommerce Payment
  1. In-store Payment

  • QR Payment,Using QR code APIs to integrate directly. For more information, please refer to QR code payment.

  • POS/ECR Integrate with WiseCashier,An payment integration solution for POS/ECR software to pull up the payment application on the terminal side. For more information, please refer to POS/ECR Integrate with WiseCashier。

Help and Support​

If you encounter any problems or have questions during the integration process, our professional support team will be happy to assist you.